Kristen Harms

Loan Partner

Kristen Harms is from North Central Missouri. She spent most of her childhood in Moberly, graduated high school from Macon, and even spent a few years living in Columbia. She has always called Moberly home which is why her and her husband decided to raise their three children here. Some of her favorite things to do include: bowling, traveling, and anything outdoors.


Kristen graduated from Columbia College in 2016 where she obtained her Bachelor’s Degree in Business Administration and Human Resources. Her strong leadership skills and hard work ethic have always driven her to succeed. She started her new career with USA Mortgage in hopes of helping others. She believes purchasing a home is one of the largest financial decisions a person makes and because of that it should be a process that they understand. Kristen is determined to educate her clients so they can feel confident and secure in their decision.


NMLS: 1728761
Company NMLS: 227262

State Licenses

State License Number Regulated Text Disclosures
Missouri 19385-MLO